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5 Quick Tips to Help Reduce Holiday Stress
Tis the season to be merry, but if the holidays make you feel like saying, bah, humbug, it may be time to rethink your routine. Relaxing over the holidays begins with developing the right mindset, so if you're wrapped up in worrying about what gifts to buy, keeping your holiday budget in check, or planning the perfect holiday get-together, it's easy to lose focus on what really matters.
Start the New Year with Good Credit Habits
The new year is a chance to hit the reset button on your finances and map out a plan for getting ahead. A good place to start is by checking your credit health.
4 Credit Related Financial Resolutions to Make and Keep Now
Welcoming January 1st with a few financial resolutions may leave you wealthier and wiser in the new year. As you're drafting your list, don't forget to leave room for these credit related resolutions and give your financial life a boost. .
Use This Tax Credit to Boost Your Business and Give Back in Your Community
The 2017 Tax Cuts and Jobs Act introduced new tax breaks for businesses, such as the 20 percent pass-through deduction, while also preserving or enhancing others. One tax benefit to remain intact as part of the bill is the Work Opportunity Tax Credit* (WOTC).
The credit, which was extended through 2019 under the bill, offers a tax incentive for businesses to hire new employees from groups that may face special barriers to employment.
What Rising Housing Prices Mean for Your Downsizing Plans
It's no secret. Many Canadians who are in or entering their retirement years are, quite literally, on the move. In a 2017 CIBC poll, 67 percent of Baby Boomers said they had their sights set on selling their home. And many—63 percent—said they wanted to downsize to something smaller.
Understanding Risk: What Can You Tolerate?
Constructing an investment portfolio for the first time can be somewhat intimidating for the unseasoned investor. Lack of knowledge can keep investors from creating a portfolio that allows them to achieve their short- and long-term objectives.
Investing in Art Has Both Pros and Cons
A diversified portfolio is essential for building long-term wealth. Diversification allows you to balance risk so that if one segment of your portfolio lags, the financial hit is minimized as much as possible. Stocks, bonds and mutual funds can offer variety, but it's important to look beyond these asset classes to potentially lucrative alternatives.
Romantic U.S. Getaways for Travellers on a Budget
When the winter blues set in, a warm weather vacation can be just what’s needed to chase them away. Cozying up to someone special can make the trip even better. But, what if you’re on a tight budget?
The Essential Spring Cottage Opening Checklist
Your cottage may be a seasonal retreat, but it's important you keep up with its maintenance year-round.
Five Financial Planning Mistakes You Can't Afford (and How to Avoid Them)
According to a 2017 survey from the American Institute of CPAs, 49 percent of non-retired Americans are not confident that they'll be able to reach their retirement goals. Their lack of confidence was driven largely by worries over rising healthcare costs, taxes, and the future of Social Security. If you're experiencing similar concerns, fine tuning your financial strategy may be the solution.
Equipment Leasing vs. Financing: Which Makes Better Sense?
For most businesses, the ability to keep operations running smoothly hinges on having the right equipment. When a key piece of equipment breaks down or becomes outdated, replacing it may be necessary.
CD vs. Savings Account: Which Is Better for Reaching Your Financial Goals?
Having savings tucked away can give you financial peace of mind, but the question is, where's the best place to put your dollars and cents?
Certificates of deposit and savings accounts are two options for keeping your savings secure, while also earning interest on your money. Understanding how the two differ — and what they're best suited for — can help you decide which one to use as you work toward your financial goals.
How CDs Work
A certificate of deposit, or CD, is a savings certificate t...
Using Accounts Receivable Financing to Solve Short-Term Cash Flow Issues
Maintaining a steady cash flow is a common stumbling block for many businesses. When you have the occasional cash flow blip, financing may be the answer to keep your business running smoothly.
5 Sneaky Cyberattacks That Could Threaten Your Business Financials
Cyberattacks can harm your business's reputation and result in financial losses.
5 Things You Need to Know About the Bitcoin Craze
If you've already gotten used to seeing cat memes and snapshots of food in your Twitter and Facebook feeds, you may have noticed something else is getting more attention lately: Bitcoin.